Technology And The Security Of The Public Confidence

Introduction Imagine going about your weekly errands, making purchases like you normally would when you hand the cashier your card for payment and it declines. You call the bank only to find out that your account has been drained of all its funds. This experience leaves you confused, who, how and why has this happened, and for the most part the answers do not come as quickly as you would, like or even at all. This issue plays out day after day for thousands of consumers as merchant data breaches and compromises have left millions of consumer information exposed. These recent compromises in merchant systems and cyber-attacks have exposed a deficiency in the security used to protect the public. This largely in part to outdated technology and†¦show more content†¦Ã¢â‚¬Å"The hackers use those footholds to crawl through corporate networks until they gain access to the in-store cash register systems. From there, criminals collect payment card data off the cash register systems and send it back to their servers abroad†. (Perloth, N. (2014, August 22, P6). This has led to fall out both from the public as well as industries scrambling to fix the situation before it gets any worse. The recent compromise of Target has exposed a more underlying issue of merchant’s inability to monitor and secure the payment systems and the databases that store consumer card information. When it comes to the technology in place that monitors and secure customer information, there are no active monitoring of the systems. There will need to be an overhaul of the current technology in place by these organizations, if they hope to combat fraud and protect consumers from data breaches and merchant compromises. (Heun, D. (2013). Fall Out From Data Breaches Cyber Attacks have forced industries to assess many areas of security as well as policies and procedures currently in place that protect sensitive information. Companies have lost billions of dollars as part these breaches, as they are forced to reimburse consumers for transactions and exposure of their identities. â€Å"A report by the

Conservative Views On Liberal And Conservative - 1242 Words

I am far from being certain about how liberal or conservative I am or will be. Growing up I had a very conservative mother and liberal father, so I like to believe that I fall somewhere in the middle. There are concepts from the liberal side, mostly involving equality among individuals that I support. There are also conservative concepts that I side with as well, such as limited government and... However, at my age (21) I am still figuring out which specific values I favor other others. There is a motto out there that insists on not determining your opinions deffinate until at least thirty and I couldn’t agree more. Earlier in the semester our class was asked if young people could handle the responsibility of being a congressman or president. I don’t believe a single person agreed that it would be a good idea to have someone of a young age making decisions for a large sum of people. This is because we are just now coming face to face with things like voting, taxes, and loans. As we acquire more and more knowledge, our views on topics change and eventually this shapes our character and public ideology. With the help of media I and my peers contribute to public opinion with our â€Å"posts† being broadcasted daily on issues and current events. I am glad to say that instagram, snapchat and twitter have done an excellent job grabbing the attention of many generations to keep our nation informed. Unfortunately not everything posted is credible or true, but at least it sheds light aShow MoreRelatedLiberal vs. Conservative Views on Teen Pregnancy649 Words   |  3 PagesLiberal Vs Conservative Views on Teen Pregnancy Liberal View on Teen Pregnancy Liberals support teenage pregnancies because according to them: The ideal age for women to start having babies is 17 or 18 compared to 20 or 22. Teenage mothers are better than the older mothers. True that most of the teen age mothers are poor but does delaying childbearing make them escape poverty? 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What Makes a Student Successful Free Essays

What Makes a Student Successful? Marie Biays ENG102 – English Composition Colorado State University – Global Campus Professor Jennifer Naimark November 10, 2012 What Makes a Student Successful? Some would say success is based on the determination of the student or how well of an educator a teacher is. I believe that success is based on my determination. I do not quit anything I have started. We will write a custom essay sample on What Makes a Student Successful or any similar topic only for you Order Now Quitting to me is the easy way out. There are certain deeds that a person can take in order to become a good student. In order to do so, he must embody certain characteristics. These characteristics are innate for many, but those who do not currently have them can develop them. Just as someone can take actions to become a good student, he can also take actions to develop the characteristics of a successful student. Develop an attitude and passion for learning by remaining curious and inquisitive. Use your curiosity to help you become a professional researcher. Remember to have an open mind and to remain as objective as possible while conducting research. Stay open-minded in order to use the information collected during research, to develop analytical and critical thinking skills. Become the type of student that studies academics instead of one who simply attends classes. Take the initiative to study on a daily and regular basis without requiring instruction to do so. Make learning a priority; this is a hard one for me because reading is not one of my favorite things to do. Have confidence and believe in your academic abilities. Be tenacious and persevere. Never succumb to an attitude of mediocrity. Responsibility is another characteristic every college student must have in order to be successful. Students who are responsible know what their tasks are and are always a step ahead. For example, if there is a party the night before an exam a student who wants to do excellent will study instead of going to the party (2008, 09, Characteristics of Successful College Students). Develop self-discipline by using time wisely. Do what needs to be done, when it needs to be done, regardless of what you may not feel like doing. Refrain from being a procrastinator; another hard one for me, but I am working on it. Be continually and consistently prepared. Managing your time well helps you to stay on top of your work and to succeed as a student. If you’ve been assigned a heavy load of homework, use lunch hours and breaks to complete your assignments. Limit distractions by working in a quiet area such as a library, coffee shop or home office. Call a study partner when you need help, and take regular breaks to help you focus and stay on track. Developing listening skills will assist you in becoming a good student. But it’s not as easy as simply listening to the lecture or the lesson plan being presented. Concentrate on the subject matter, not how it is delivered to the class. Limit distractions by turning off all your electronic devices and going to a quiet area in your home or a nearby library. If you find yourself not paying attention, stay on track by taking notes and developing questions to ask your instructor. Be humble and realize that you can always learn more regardless of what you may already know and understand. Listen to and learn from your instructor. Learn from your mistakes and the mistakes of others. I am confident that if I develop the habits outlined above that I will see a major improvement in my academic success. In fact, I have already developed some of the habits outlined above and I have seen an improvement in my academic success. I look forward to more improvement! References (2008, 09). Characteristics of Successful College Students. StudyMode. com. Retrieved, November 10, 2012, from http://www. studymode. com/essays/Characteristics-Successful-College-Students-164896. html [Web log message]. (2011, July 29). Retrieved from http://blog. chegg. com/2011/07/29/10-habits-of-successful-college-students/ How to cite What Makes a Student Successful, Essay examples

Company Law In The Commonwealth Caribbean -Myassignmenthelp.Com

Question: Discuss About The Company Law In The Commonwealth Caribbean? Answer: Introduation A company once incorporated is an artificial person in law. When any company is formed in Australia, then, it gains the status of an artificial legal person who is a separate legal person in law and is construed as separate from its officers and owners. This characteristic of operations legal entity is analyzed in Salomon vASalomonand Co Ltd [1897]. (Rambarran Mangal, 1995) Once a company is registered then there are various characteristics that are associated with it. Some of the characteristics are that it has its own separate personality, that is, the acts of the company are carried out in its own name and the directors and shareholders are not accountable for the same. Apart from the abive, some of the other characteristics of a registered company are; (Tomasic et al, 2002) The liability of the company is limited unless the company is an unlimited liability company (Lee v Lee's Air Farming Ltd[1960]); There are various tax advantages; There is perpetual succession and a company never dies. It is easy to raise capital. The shares of the company can be transferred easily. But, how to gain this separate lawful position? In order to convert a business in the form of a company there are few statutory guidelines that needs to be comply with. The same are submitted herein below: (ASIC, 2017) The types of the company - The first step is to select the kind of company that a person intends to operate. There are various kinds of companies that can be operated in Australia. The same are: (James, 2008) Limited liability company The liability of the owner/shareholders is only up to the value of the shares hold by them; Unlimited liability companies are those where the liability is not limited; Companies limited by guarantee; For mining and resource companies, the no liability companies are registered; Public companies Apart from above, some of the other kinds of companies that can also be registered are Special purpose companies; not for profit companies; Limited liability companies. The company name It is then important that a company name must be selected. It is very important to select the company name which is not same with any oher names of the companies. However, even if the name is identical but in some cases the name is still registrable if: Where the name is holed by an individual and he is the proposed member or director of the company; Where the name holder is a company and the such company is the proposed member When the holder of the name is partnership or joint venture and every partner is the proposed member or director. Further if the name of the company includes words such as Bank, royal, trust, incorporated, then it is necessary that the prior approval of the government must be sought. But, if any name would mislead people regarding the company activities or includes words that resemble its association with the government of Australia, any Royal family or any ex-servicemen's organizations, then such names are prohibited. Any names which are illegal or offensive are also prohibited. Management of the company The next step is to decide as how the management of the company will be carried out. There are three options: By replaceable rules There is no requirement of written constitution if the company decides to operate by way of rules. By constitution a company can form a written document wherein the rules are written in a formal document. By both A company can comply with its internal governance with the help of both the replaceable rules and the constitution. Share details every proprietary company is require to have minimum fifty non-employees shareholders. Now, a proprietary company can be operated in two manners: Limited by shares when the obligation of the shareholders is only up to their share value. Unlimited company with share capital the liability of the shareholders is unlimited in nature. Obligations as an officeholder Every officeholder must analyze his obligations which includes, that the details of the company must be kept up to date, that the records must be maintained, fees must be paid, Obtain various consents Written consents are required from the directors, secretary and the members prior appointing them at their respective positions. A director and secretary must be 18 years of age and it is compulsory that one secretary or director must ordinary resides in Australia. also, every member must have at least one member. Selection of registered office there is a need of a office by every company. If the office is not possessed/owned by the company then it is necessary that written permission is required from the owner of the property where the registered office of the company is situated. Application with ASIC and application fee Form 201 must be submitted with ASIC along with fees for the incorporation of the company. The effect of incorporation As soon as a company is incorporate, the effect of the incorporation are: ACN number is acquired by the company; The company registration certificate is received. Corporate key is received. Ongoing requirements Once a company is registered it is necessary to make sure That: the name of the company is displayed wherein the business is conducted and is open to public; the ACN is displayed on all company documents; The details of the company are always up to date. Application of law It is thus submitted that Richard and his sons must follow the steps that are specified above in order to register their company and upon registration they can avail the benefits that are attributed to a registered company. Now, the name RIDALI can be kept by Richard and his sons as the name is not similar with any other company nor its is illegal, offensive or is prohibited. However, the name RICHS GURANTEE OLIVES gives a misconception regarding the guarantee of olives and thus can be misleading. A company once incorporated is an artificial person in law. A business legal entity signifies that the company is distinctive in the eyes of law and cannot be associated with its directors and officers. A company is unique and the acts that are pursued by the officers/directors/employees are on behalf of the company. (Rambarran Mangal, 1995) But there are situations wherein the tasks that are undertaken by the officers/directors/employees are construed to be their own and not carried on behalf of the company. This phenomenon is called piercing the corporate veil of the company. Normally, in case of subsidiary company, the acts of the subsidiary are considered to be the acts of the holding company provided there are any of the three situations: (Ramsay Noakes, 2001), If the subsidiary company is involved in the action of a tortuous liability In CSR Ltd v Wren (1997) 44 NSWLR 463, the CSR Ltd was the parent company of APL and CSR was held liable for the negligent actions of the APL because APL failed to make the workplace safe resulting in suffering of one of the employees of APL with asbestos-caused mesothelioma. It was held that CSR is liable for the acts of the APL as there is proximity amid CSR and APL and CSR can reasonability foresee the damages that is incurred by the employee of APL. In CSR v Young, (1998), the court held that the parent company has a duty of care towards its subsidiaries employees children. CSR failed to take proper precaution while distributing and manufacturing asbestos resulting in loss to the children of the employee of its subsidiary and was thus held negligent. When the subsidiary is construed to be the holding companys implied agent In Stone and Knight v Birmingham Corporation (1939), the subsidiary of the plaintiff carry out the business of the plaintiff holding company. The plaintiff beneficially holds the subsidiary and run the day to day activities of the subsidiaries. The profits of the subsidiary are held by the holding company. The court held that considering the situation, the subsidiary is nothing but is an implied agent of the holding and the work of the subsidiary must be honored by the holding company. When the creation of the subsidiary is to hide the true intention and is an act of sham or faade In Dennis Willcox Pty Ltd v Federal Commissioner of Taxation (1988), it was held that when the subsidiary is created by the parent company in order to incur sham then it the veil of the holding and subsidiary is pierced and they are regarded as one. Sham and Faade When the group is created so as to conceal the actual intention of the organizer then it is an action of facade and it was held by the courts that the veil of such corporate groups must be pierced in order to bring justice. When the establishment of the company is nothing but an act of fraud then the veil is pierced (Sharrment Pty Ltd v Official Trustee in Bankruptcy (1988). But in Peate v Federal Commissioner of Taxation (1964), it was held that of the company is incorporated properly by complying with all statutory compliances then the incorporation of the company cannot be regarded as an act of sham. Further, an aggrieved employee can take Statutory derivative action (SDA) action against the holding company if the company itself is not taking any action alginate its own wrong. As per section 236 of the corporation Act 2001, any member or officer of former officer or member of the company (as per section 82 A of the Act, an employee is considered as an officer), can make an application for SDA under section 237 if it can satisfy the court that the company will not take any action against the wrong so committed and the applicant is acting honestly and the application must be approved in the companys best interest and is a serious matter to be tried (Westgold Resources NL v Precious Metals Australia Ltd [2002]). Once SDA is undertaken then if the court thinks appropriate then the company at default can be would up. (Melissa Hofmann, 2005) Conclusion It is submitted that Terry is the employee of CMS and CMS is the subsidiary of CM. loss is caused to Terry because of the actions of CMS. It is submitted that all the equipments and actions of CMS is controlled by CM. thus, CMS is acting as an implied agent of CM. thus, the acts of CMS will fall upon CM (Stone and Knight v Birmingham Corporation (1939). Also, CM will ne held liable for the negligent actions of CMS (CSR v Young, (1998). So, Terry can sue CM for the negligent actions of CMS. Also, Terry can sue Lazarus Pty Ltd as this company is formulated by CMS in order to protect from the liabilities that might arose because its negligent actions. Thus, the creation of Lazarus Pty Ltd is to incur fraud or sham (Sharrment Pty Ltd). Further, since CMS has indulged in a wrongful action and there are chances that it will not bring any action against its own wring. Thus, Terry being the employee and officer of the company is authorized to bring SDA action against CMA under section 236 and ection237 of the Act. if the acts of CMS were found to be in compliance with section 237 of the Act, then, CMS can be wound up, Reference list Melissa Hofmann (2005) The Statutory Derivative Action in Australia: An Empirical Review of its Use and Effectiveness in Australia in Comparison to the United States, Canada and Singapore. Bond University. Rambarran Mangal, (1995) An Introduction to business Law in the Commonwealth Caribbean, Canoe Press, University of the West Indies. Ramsay Noakes (2001) Piercing the Corporate Veil in Australia. 19 Company and Securities Law Journal 250-271 Tomasic et al. (2002) Corporations Law in Australia, Federation Press. CSR Ltd v Wren (1997) 44 NSWLR 463. CSR v Young, (1998). Dennis Willcox Pty Ltd v Federal Commissioner of Taxation law (1988) 79 ALR 267. Lee v Lee's Air Farming Ltd[1960] UKPC 33 Salomon vASalomonand Co Ltd [1897] AC 22. Peate v Federal Commissioner of Taxation (1964) 111 CLR 443. Sharrment Pty Ltd v Official Trustee in Bankruptcy (1988) 82 ALR 530. Stone and Knight v Birmingham Corporation (1939). Westgold Resources NL v Precious Metals Australia Ltd [2002] WASC 221. ASIC (2017) Steps to register a company (Online). Available at: https://asic.gov.au/for-business/registering-a-company/steps-to-register-a-company/. Accessed on 5th October 2017.

Ericksons Stages of Development Essay Example

Ericksons Stages of Development Essay Psychosocial Stage 1 Trust vs. Mistrust †¢ The first stage of Erikson’s theory of psychosocial development occurs between birth and one year of age and is the most fundamental stage in life. 2 †¢ Because an infant is utterly dependent, the development of trust is based on the dependability and quality of the child’s caregivers. †¢ If a child successfully develops trust, he or she will feel safe and secure in the world. Caregivers who are inconsistent, emotionally unavailable, or rejecting contribute to feelings of mistrust in the children they care for. Failure to develop trust will result in fear and a belief that the world is inconsistent and unpredictable. Psychosocial Stage 2 Autonomy vs. Shame and Doubt †¢ The second stage of Eriksons theory of psychosocial development takes place during early childhood and is focused on children developing a greater sense of personal control. 2 †¢ Like Freud, Erikson believed that toilet training was a vital part of this process. However, Eriksons reasoning was quite different then that of Freuds. Erikson believe that learning to control one’s body functions leads to a feeling of control and a sense of independence. †¢ Other important events include gaining more control over food choices, toy preferences, and clothing selection. †¢ Children who successfully complete this stage feel secure and confident, while those who do not are left with a sense of inadequacy and self-doubt. Psychosocial Stage 3 Initiative vs. Guilt †¢ During the preschool years, children begin to assert their power and control over the world through directing play and other social interaction. Children who are successful at this stage feel capable and able to lead others. Those who fail to acquire these skills are left with a sense of guilt, self-doubt and lack of initiative. 3 Psychosocial Stage 4 Industry vs. Inferiority †¢ This stage covers the early school years from approximately age 5 to 11. †¢ Through social interactions, children begin to develop a sense of pride in their accomplishments and abilities. †¢ Children who are encouraged and commended by parents and teachers develop a feeling of competence and belief in their skills. We will write a custom essay sample on Ericksons Stages of Development specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Ericksons Stages of Development specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Ericksons Stages of Development specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Those who receive little or no encouragement from parents, teachers, or peers will doubt their ability to be successful. Psychosocial Stage 5 Identity vs. Confusion †¢ During adolescence, children are exploring their independence and developing a sense of self. †¢ Those who receive proper encouragement and reinforcement through personal exploration will emerge from this stage with a strong sense of self and a feeling of independence and control. Those who remain unsure of their beliefs and desires will insecure and confused about themselves and the future. Psychosocial Stage 6 Intimacy vs. Isolation †¢ This stage covers the period of early adulthood when people are exploring personal relationships. †¢ Erikson believed it was vital that people develop close, committed relationships with other people. Those who are successful at this step will develop relationships that are committed and secure. †¢ Remember that each step builds on skills learned in previous steps. Erikson believed that a strong sense of personal identity was important to developing intimate relationships. Studies have demonstrated that those with a poor sense of self tend to have less committed relationships and are more likely to suffer emotional isolation, loneliness, and depression. Psychosocial Stage 7 Generativity vs. Stagnation †¢ During adulthood, we continue to build our lives, focusing on our career and family. †¢ Those who are successful during this phase will feel that they are contributing to the world by being active in their home and community. Those who fail to attain this skill will feel unproductive and uninvolved in the world. Psychosocial Stage 8 Integrity vs. Despair †¢ This phase occurs during old age and is focused on reflecting back on life. †¢ Those who are unsuccessful during this phase will feel that their life has been wasted and will experience many regrets. The individual will be left with feelings of bitterness and despair. †¢ Those who feel proud of their accomplishments will feel a sense of integrity. Successfully completing this phase means looking back with few regrets and a general feeling of satisfaction. These individuals will attain wisdom, even when confronting death.

True Americans essays

True Americans essays When you hear the term "America", many different ideas come to mind. Some of these ideas include loyalty, patriotism, equality, and freedom. It took hundreds of years for America to be known for these ideals. When America was first undergoing settlement, it was introduced to many different people from all across Europe. These settlers from Europe came to America for many different reasons such as religious, economic, and political. Around the time America began to thrive and the people began to prosper, conflicts arose. One of these major conflicts faced involved the people of the north and the people of the south. This conflict arose due to the differences in their views on the issue of slavery. The southern states felt that slavery was a necessity for the economic success of the people of the south and many people in the north felt that slavery was inhumane and that it had to be stopped. As time went on, America became divided into northern free states and the southern sla ve states. This conflict soon led a one of the bloodiest wars in the history of the world: the American Civil War. For a long time now there has been the question of when the settlers of North America actually became true Americans. It took a long time for the settlers of North America to become true American peoples. Some feel that when the declaration of independence was created that that was the moment that the people of British North America became Americans. However, the time that these settlers actually became "True Americans" was right around the time of the post-civil war era. The differences in views between the north and the south went on for a long time before the American Civil War took place. There were attempts to solve these differences and for the moment they seemed to alleviate the tension between the two groups however it did not last. During the early 1800's, the land that makes up America at this time will greatly expand due to...

The Experience of Making Mistakes and Earning from Ones Efforts Essay

The Experience of Making Mistakes and Earning from Ones Efforts - Essay Example It was in 1995 when I first set foot at the University of Colorado. Having transferred from the Community College of Denver, it was my intention to pursue a degree in Finance at a dynamic learning institution that is at the same time focused on research and outreach. More than 10 years later, I’m coming back to finish what I had started. I come from a family who has its roots in Lagos, Nigeria. I spent most of my childhood there until I moved to Dorset, England at the age of 15, to attend boarding school. Two years later, I relocated to the United States and continued my education at the Community College of Denver as I had mentioned earlier. Financial challenges were the main reason for my dropping out in the spring of 1996. We all know about the costs of university education, and during those times, money was tight. To remedy this, I went on to find work in the mortgage industry. It was during this time that I didn’t have much of a choice in deciding to finish my degr ee or to continue working. I was sending money home to my family to help out with their bills. In a way, I lived vicariously through my brothers, paying for their education, helping them get the learning I had wanted for myself. Now, one of my brothers had graduated from college. The younger one, I had put through high school and is now in his 2nd year in college. Putting my education on hold did not become a hindrance to my learning. I had achieved a modest amount of success in the field I had chosen. I learned the ropes of the mortgage industry the hard way. The experience of making mistakes, earning from one’s efforts, and everything that comes with learning hands-on, is truly irreplaceable.